BC HOME GROUP | SHIRIN PUREWAL | VICTORIA REAL ESTATE | info@bchomegroup.ca1-778-401-9545

You’re invited to stop by to preview our upcoming Vancouver Island communities—including our homes at Esquimalt Town Square. We’ll have floorplans and information available for you, while pricing details will follow in early to mid-September.

Starting Saturday August 3rd, we’ll be open daily from 12–5pm (closed Wednesdays and Thursdays). We would also be delighted to secure a private appointment for you in September once detailed pricing information is available.

We look forward to seeing you soon! In the meantime, please do not hesitate to contact me for more details.


Book your floor plan and get discounted condo prices for the Aragon Project in Victoria by contacting us. LINK

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There's a New Energy in Old Town. An exciting collection of 133 new downtown homes. Pre-register and secure your spot for this unique harbourfront opportunity. 


Modern Living in an Area Steeped in History:Vibrant. Elegant. Relaxed. Introducing our distinctive new homes styled for modern living. Set in a prime downtown location overlooking the working harbor, The Pearl’s concrete and steel architecture adds luster to the red brick patina of Victoria’s historic Old Town. 


Victoria's Landmark Developers:New from acclaimed developers Murray Farmer, Terry Farmer and Brian Scroggs is The Pearl, slated for construction on a property the Farmer family group has owned for almost 40 years. Established in 1951, Farmer Construction is one of Victoria’s most distinguished construction companies, with a legacy of projects that includes some of the region’s most notable buildings. Inspired by an ancient Chinese legend, The Pearl promises to take its place as another Victoria landmark. 


Bright & Spacious Interiors: Enjoy light-filled spaces by Kimberly Williams Interiors, with crisp paint palettes and a choice of light or dark design schemes. Quality finishing and energy-efficient systems combine to create livable comfort in a clean, contemporary style


DESIGNED FOR LIFE, FINISHED WITH STYLE. Discover a variety of floor plans to suit diverse lifestyles.


For a price list and floorplans contact me Shirin Purewalat +1 778-678-5626or email me at info@bchomegroup.ca

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Located in the heart of downtown Victoria BC, welcome to one of Victoria’s most popular luxury condo projects! The Customs House Condo Project, in my opinion, has some of the best views of Victoria’s inner harbor. It is in a fantastic location. This luxury condo project located in the heart of Downtown Victoria. 
 
When I get asked "What is one of the best luxury condo project to buy into in Victoria"... the first project that comes to mind is the Customs House Pre-Sale Condo project. 
 
Welcome to Victoria's Luxury Condos Project! Located off of Wharf Street and Government Street, it is definitely one of the best luxury condo projects in Victoria!
 
Call me now at 1-778-401-9545 for the latest floor plan and price list.  CONTACT US
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Buying land is considered to be one of the best investments. The land value keeps increasing as days go on, so in the future, this investment long term is profitable. Many people like to purchase properties in other countries or other places. Because it fulfills two purposes, first one, they could enjoy the trip along with their family and the second reason, their purchase in tourist destinations; they could rent and could gain investment money through that property. Before buying any property, the place where the property is going to be bought should be considered, research should be done on the location, you are looking to buy in. Victoria BC is a city, which is situated in the beautiful southern end of Vancouver Island in Canada. Most areas of Victoria, it is possible to catch a glimpse of the beautiful views in Victoria BC. People rush to make a purchase in this city for its weather and its beautiful scenery.


Mostly, people seek the help of a real estate agent to purchase land and houses. There are lots of services available in Victoria BC, which help you to buy the property that will be right for you. As an agent, we listen to the customers' preferences and I put my full effort in order to satisfy my customers. It is better to seek the help of real estate agent services because they will arrange for real estate review sessions through which they will get to know at what type of property, you are looking for in real estate. Newspapers and online will give you the information on the real estate opportunities present in Victoria BC. It is important to first get to know which real estate provides you with most benefits and then you can buy or sell properties through research of this market with the help of an agent.  The real estate you purchase will help start you off with with a real estate portfolio, by selling and buying homes or properties in Victoria.


Purchasing a home is one of the most important individual purchases in your lifetime. When purchasing a home, a professional decision must be made, with consideration and understanding of what will fulfill your needs and wishes. You could give preferences on the kind of home you need or that you are looking for, before purchasing, however, it is necessary to have a look at the home, the facilities which are available, the amenities that are close by and to see whether the real estate investment comes under your financial consideration. Condos are apartments which are individually owned and they provide a wide range of options for different real estate price points.


There are some condos which provide luxury accommodation. Life in a condo can make your life better and more enjoyable. Before the purchase of a condominium, it is important to consider the legal and other aspects of owning a condominium.


Townhouses, in general, provide better security and lots of amenities. Townhouses combine the amenities and advantages of both single houses and condos. Investing in those can be beneficial. This will save you your money and at the same time is a profitable investment. Lots of things should be taken into consideration before investing in houses, and the investment made should be an ideal one.

For more information, please Visit real estate listing

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This project consists of single-family homes that are two floors. The house shares a wall with another townhouse. It is a beautiful project in a fantastic park of Victoria. A must see, please contact us for more details.


Please note as well that, you can find townhomes for sale in Victoria BC. Where property prices are high and the land is in short supply. Often people will look at both condominiums and townhomes for sale. 



If you are planning to buy townhomes in Victoria BC and are in the market doing realestate search then BC HomeGroup and Shirin Purewal can help you. Check the listings on our website to find properties that may interest you.


Always here to help, and we can email more information on the Ilaria project above. 


Contact us now!

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SHIRIN PUREWAL BC HOME GROUP View this email in your browser Victoria Real Estate Newsletter

VREB market statistics for June released to news media

A lukewarm spring comes to an end for the Victoria Real Estate market

A total of 740 properties sold in the Victoria Real Estate Board region this June, 4.5 per cent more than the 708 properties sold in June 2018 but a 12.7 per cent decrease from May 2019. Sales of condominiums were down 6.1 per cent from June 2018 with 216 units sold. Sales of single family homes increased 10.4 per cent from June 2018 with 394 sold.."

"June has trended lower than May for the past few years and tends to signal the end of the active spring market," says Victoria Real Estate Board President Cheryl Woolley. "The summer months of July and August generally see less activity than the spring, as people's attention shifts to vacation and away from real estate. This year, we have seen slightly more sales compared to June of last year. We have also seen one hundred fewer new listings enter the market this year, which continues to make a challenging market for buyers who are hoping for more options." Read More

Want to know what your home is worth? Contact Me for a market evaluation!

THANK YOU TO ALL MY CLIENTS FOR YOUR BUSINESS - Shirin Purewal

Featured Listings

Homes

Click to see the latest of homes for Sale in Victoria.

Condo

Click to see the latest list of Condos for sale in Victoria.

Townhouses

Click to see the latest list of townhouses in Victoria for sale.

Luxury & Waterfront Properties

Click to see the latest list of luxury real estate for sale in Victoria.

For more information on my listings,
Contact Me Today!

 

House Hunting

Thinking of selling? Here's what my clients are currently looking for!

- Fixer upper in Victoria, Langford, or Saanich - Under $650,000
- 2 Bedroom 2 Bath Condo in Saanich & surrounding areas under $450,000
- Homes in Saanich with a rental suite up to $750,000
- 2 Bedroom Condo Westshore up to $420,000
- Condo in Bear Mountain up to $425,00
- Home in Bear Mountain up to $850,000
 

Let's find you the love and laugh, let’s make your dream a reality. Click Here to Begin!

 

Market News

Here’s what you can buy for the price of a detached home in the Waterloo Region

...Read More

 
 

Victoria City Council approves inclusionary housing policy

...Read More

Home & Garden Tips

Moving house? Tips on moving garden plants to your new home. A few tips ...Read More

Testimonials

"Shirin was wonderful to work with. She listened to our expectations for selling, helped formulate a plan and sold our house in record time! We found her very professional!"

- Lisa Sykes

"I've had AWESOME experience working with Shirin as my Realtor. We left our home in Toronto in Dec 2016 and took a bold step in buying a house in Victoria in April 2017 but knew no one here. She communicated with my whole family about differing needs staying in constant contact with important information - both basic and complex stuff. She listened in terms of adapting to our needs from understanding our time frame to giving references/contacts to sharing local knowledge honestly. She is hardworking, technology savy, detailed oriented, tenacious!."

- Anjan Chhetry

Please click here to see more testimonials!

"When it comes to buying, insuring you make the right decision is my priority and I have your long term, best interest at heart. If something is not right for you, I will tell you, straight. When it comes to selling, I take marketing to an entirely new level. Call me to find out how!"
- Shirin Purewal


Copyright © 2017 Shirin Purewal BC HOME GROUP Jonesco Real Estate Inc., All rights reserved.

Our mailing address is:
201-641 Herald St., VICTORIA BC

Want to change how you receive these emails?
Please see link below
 


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A total of 740 properties sold in the Victoria Real Estate Board region this June, 4.5 percent more than the 708 properties sold in June 2018 but a 12.7 per cent decrease from May 2019. Sales of condominiums were down 6.1 per cent from June 2018 with 216 units sold. Sales of single-family homes increased 10.4 percent from June 2018 with 394 sold.

"June has trended lower than May for the past few years and tends to signal the end of the active spring market," says Victoria Real Estate Board President Cheryl Woolley. "The summer months of July and August generally see less activity than the spring, as people's attention shifts to vacation and away from real estate. This year, we have seen slightly more sales compared to June of last year. We have also seen one hundred fewer new listings enter the market this year, which continues to make a challenging market for buyers who are hoping for more options."

There were 3,040 active listings for sale on the Victoria Real Estate Board Multiple Listing Service® at the end of June 2019, an increase of less than one per cent compared to the month of May and a 17.1 per cent increase from the 2,595 active listings for sale at the end of June 2018.

The Multiple Listing Service® Home Price Index benchmark value for a single-family home in the Victoria Core in June 2018 was $898,500. The benchmark value for the same home in June 2019 decreased by 4.3 per cent to $859,600, slightly less than May's value of $860,800. The MLS® HPI benchmark value for a condominium in the Victoria Core area in June 2018 was $509,000, while the benchmark value for the same condominium in June 2019 increased by 2.97 per cent to $524,100, higher than May's value of $519,300.

"It is possible that some buyers are waiting for the federal government's new first-time home buyer incentive to roll out this September," adds President Woolley. "The program is intended to assist first time buyers with their down payment. It's hard to estimate how many local buyers may take advantage of the incentive, but because of the low threshold for maximum purchase price, the program may only help those in our area who seek to buy condos. This could mean a slight uplift in lower priced properties in the fall, if more buyers are enabled to enter the market. If you are interested in exploring options and strategies for either buying or selling, it would be a good time to connect with a local REALTOR®, who has the expertise necessary to navigate today's market conditions, neighbourhoods and property types."

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Luxury real estate in Victoria, BC, has truly some of the very best *real estate on earth. Macleans magazine selected Victoria as the number one city in Canada in which to relocate a family business. Conde Nast Traveler magazine voted Victoria the best over-all city in Canada for its environment and ambiance.


One of the things that differentiate luxury real estate in Victoria, BC, from other places is its ideal climate. Victoria is temperate with both mild winters and summers. It is commonplace to see both palm trees and pine trees in beautiful, lush Victoria. If you are concerned about Victoria's proximity to rainy Seattle, don't worry. Victoria gets 1/3 of the precipitation that the Emerald City does. Additionally, the rain shadow effect ensures that Victoria gets more sunshine than the surrounding areas. All of this means that golf is year-round in luxurious Victoria, BC.


Whether you are dreaming of a 10-acre waterfront paradise with a tennis court and pool or an urban, high-rise penthouse suite, the luxury real estate opportunities in Victoria, BC, are plentiful. Practically every little piece of land in Victoria has a breath-taking view of mountains, ocean, or both. Private boat docks and even private islands are not out of the question. If you are looking for quiet solitude, countryside, waterfront chic, an easy, breezy condominium, or classy and conservative, it's on the market in Victoria. Whether you are motivated by making a sound investment, buying your dream house, or both, the luxury real estate in Victoria, BC, can not compete with that in any city in any country.


For more information on luxury real estate in Victoria, contact real estate agent Shirin Purewal at +1-778-401-9545

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Buying a house in Victoria BC means you are investing in one of the most desirable real estate markets in all of Canada. First time home buyers are sometimes a little intimidated and wonder where they can find affordable homes in Victoria. An experienced first-time buyer expert can counsel you on which Greater Victoria municipalities might offer housing options to suit your need.


Victoria, along with all of south-western British Columbia, has a reputation of high real estate values, but on the whole, Victoria real estate prices are more reasonable than its neighbor across the water, the city of Vancouver. Across the Greater Victoria area, there are a wide range of housing options and a correspondingly wide range of housing prices, so with a little help from an experienced realtor, you will find the right home at a price you can afford.



As is the case in any city, the further you travel from town the better your chances of finding more affordably priced properties. Any real estate venture can become a headache if you aren't careful. In fact, a waterfront property purchase comes with additional concerns that need to be addressed from the start.


Just for comparison, you should look into the MLS statistics for Victoria, Oak Bay, Metchosin, Central Saanich, North Saanich, and Sidney. These desirable communities are probably not within reach of most first time home buyers, but you never know where you'll find affordable homes in Victoria BC with the help of an experienced realtor. After all, it never hurts to look, and might give you a goal to strive for!


BC Home Group is a real estate group in Victoria that values honesty, integrity, and straightforwardness. Having Lived in Victoria, Shirin has a valuable source of information about the Greater Victoria area for those who are interested in moving to this beautiful city. Looking forward to chatting soon!

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SHIRIN PUREWAL BC HOME GROUP View this email in your browser Victoria Real Estate Newsletter

VREB market statistics for May released to news media

A late spring bloom for Victoria real estate market...

A total of 848 properties sold in the Victoria Real Estate Board region this May, 12.3 per cent more than the 755 properties sold in May 2018 and a 21.8 per cent increase from April 2019. Sales of condominiums were up 3 per cent from May 2018 with 244 units sold and were up from April 2019 by 20.2 per cent. Sales of single family homes were up 9.6 per cent from May 2018 with 445 sold. "We are seeing lower activity than we have experienced in recent years for spring home sales," says Victoria Real Estate Board President Cheryl Woolley. "Of course, this is not surprising given consumers are impacted by the B20 mortgage stress test, as well as ongoing lower inventory levels. Despite this, we have seen an increase in May for sales over last year. Prices remain strong in the lower price ranges, with little change in our benchmark prices when compared to last year."...Read More

Want to know what your home is worth? Contact Me for a market evaluation!

THANK YOU TO ALL MY CLIENTS FOR YOUR BUSINESS - Shirin Purewal

Featured Listings

Homes

Click to see the latest of homes for Sale in Victoria.

Condo

Click to see the latest list of Condos for sale in Victoria.

Townhouses

Click to see the latest list of townhouses in Victoria for sale.

Luxury & Waterfront Properties

Click to see the latest list of luxury real estate for sale in Victoria.

For more information on my listings,
Contact Me Today!

 

House Hunting

Thinking of selling? Here's what my clients are currently looking for!

- Fixer upper in Victoria, Langford, or Saanich - Under $650,000
- 2 Bedroom 2 Bath Condo in Saanich & surrounding areas under $450,000
- Homes in Saanich with a rental suite up to $750,000
- 2 Bedroom Condo Westshore up to $420,000
- Condo in Bear Mountain up to $425,00
- Home in Bear Mountain up to $850,000
 

Let's find your perfect place to live, love and laugh, let’s make your dream a reality. Click Here to Begin!

 

Market News

Victoria housing market improves, vacancy remains low

...Read More

 
 

Where to buy real estate in 2019: Victoria, B.C.

...Read More

Home & Garden Tips

13 Low Cost Interior Decorating Ideas For All Types Of Homes. let’s now take a look at a few low cost decorating ideas. ...Read More

Testimonials

"Shirin was wonderful to work with. She listened to our expectations for selling, helped formulate a plan and sold our house in record time! We found her very professional!"

- Lisa Sykes

"I've had AWESOME experience working with Shirin as my Realtor. We left our home in Toronto in Dec 2016 and took a bold step in buying a house in Victoria in April 2017 but knew no one here. She communicated with my whole family about differing needs staying in constant contact with important information - both basic and complex stuff. She listened in terms of adapting to our needs from understanding our time frame to giving references/contacts to sharing local knowledge honestly. She is hardworking, technology savy, detailed oriented, tenacious!."

- Anjan Chhetry

Please click here to see more testimonials!

"When it comes to buying, insuring you make the right decision is my priority and I have your long term, best interest at heart. If something is not right for you, I will tell you, straight. When it comes to selling, I take marketing to an entirely new level. Call me to find out how!"
- Shirin Purewal


Copyright © 2017 Shirin Purewal BC HOME GROUP Jonesco Real Estate Inc., All rights reserved.

Our mailing address is:
201-641 Herald St., VICTORIA BC

Want to change how you receive these emails?
Please see link below
 


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A late spring bloom for Victoria real estate market

A total of 848 properties sold in the Victoria Real Estate Board region this May, 12.3 percent more than the 755 properties sold in May 2018 and a 21.8 percent increase from April 2019. Sales of condominiums were up 3 percent from May 2018 with 244 units sold and were up from April 2019 by 20.2 percent. Sales of single-family homes were up 9.6 percent from May 2018 with 445 sold.

"We are seeing lower activity than we have experienced in recent years for spring home sales," says Victoria Real Estate Board President Cheryl Woolley. "Of course, this is not surprising given consumers are impacted by the B20 mortgage stress test, as well as ongoing lower inventory levels. Despite this, we have seen an increase in May for sales over last year. Prices remain strong in the lower price ranges, with little change in our benchmark prices when compared to last year."

There were 3,019 active listings for sale on the Victoria Real Estate Board Multiple Listing Service® at the end of May 2019, an increase of 9.7 percent compared to the month of April and a 26.1 percent increase from the 2,394 active listings for sale at the end of May 2018.
The Multiple Listing Service® Home Price Index benchmark value for a single-family home in the Victoria Core in May 2018 was $886,200. The benchmark value for the same home in May 2019 decreased by 2.9 percent to $860,800, higher than April's value of $843,500. The MLS® HPI benchmark value for a condominium in the Victoria Core area in May 2018 was $506,100, while the benchmark value for the same condominium in May 2019 increased by 2.6 percent to $519,300, higher than April's value of $512,700.

"May sales have ranged from a high of 1,289 in 2016 to a low of 441 in 1990, which is the year our detailed records began," adds President Woolley. "This month with 848 sales we are very close to the ten year average for overall sales in May, which is 813 properties. We are off from the ten-year average in May for active listings, which is 3,838, with 3,019 active listings last month. The lowest number we've tracked is from 2017 when May of that year saw 1,896 active listings. Though we're not at an all-time low in terms of active listings, anything new and desirable coming into the market that is appropriately priced can sell quickly and we still see multiple offers in these situations. According to established sales to listing ratios, we are in a more balanced market than in previous years, but it is a complicated market to navigate. If you're considering buying or selling, it's a good time to connect with your local REALTOR® to discuss the market and your best approach."

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New condo project Cameo at 2417 Beacon Avenue, Sidney BC. beautifully designed homes in a range of sizes, from micro-suites to 3-bedroom units and luxury penthouses.

I can honestly say for what you are getting, this project is fantastic! The ocean view prices are fantastic. They are launching to the public soon. If you would like a special pre-showing with a pre-booking opportunity call me 1-778-678-5626 or you can submit an online form for an appointment  LINK 
 

To Download the Floorplans and Project Overview click on the following LINK.

For a Price list, please click on the following LINK.  NOTE: these prices will be changing soon! So let's arrange an appointment before they do.


Talk soon :-) Shirin Purewal 


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I have sold a property at 651 Grenville AVE in VICTORIA.
Gorgeous new built west coast contemporary home with ocean views in the quiet Rockheigts area. Home designed by Samantha Weeks Design Group. Close to shopping and the Naden military base. Walk to the new liquor store or Red Barn market or head down admirals to the thrifty foods. Very close to Saxe Point Park. 78 walkscore, most errands can be accomplished on foot. Huge flat back yard. This home boasts immaculate modern finishings, gas Fireplace, laundry room, heated bathroom floors. New home warranty, immediate possession Net GST included.
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We are pleased to announce the release of two brand new homes at Thetis Glen.

Both of these homes include quality details such as quartz kitchen counters, 9’ ceilings, Rinnai direct vent gas heat, a cozy gas fireplace, and gas on-demand hot water. 

Thetis Glen homes are selling quickly so if you see something that you like, don't delay!
Lot 10 - 2351 Lund Road

This spacious 3-bedroom home offers large rooms, an island kitchen with eating bar that invites friends to hang around, and a great room with plenty of windows, merging seamlessly with your private patio out back. 

The ground level with its large family room, bathroom, and two bedrooms is ideal for family or guests. 

 
Backs onto forested land
3 bedrooms, 3 bathrooms, family room
Main level up with island kitchen and direct patio access
Master ensuite with heated floor & double sinks

Gas fireplace, on-demand hot water, gas heat
Ready for occupancy by August 23, 2019

$674,900 + GST
Lot 11 - 2353 Lund Road

One of our largest, this attractive four-bedroom home has plenty of room for the entire family! 

Backing onto forest, the upper level offers a large island kitchen with quartz counters along with two bedrooms, including a master with ensuite. Step right outside from this level into your elevated backyard and enjoy nature! Downstairs, we know that you will love the third and fourth bedrooms along with an large recreation room.

 
Backs onto forested land
4 bedrooms, 3 bathrooms, family room
Open plan with island kitchen
Gas fireplace, on-demand hot water, gas heat
Ready for occupancy by August 23, 2019

$ 694,900 + GST
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Living at Capital Park Residences encourages a healthy and active lifestyle with its central, pedestrian and cycling-friendly location. Designed to LEED® Gold standards, this development is being built to create an environmentally-conscious residence, which includes provision for electric vehicle charging at every parking stall.

With the new federal rebate incentives on zero-emissions vehicles that came into effect last week to supplement existing provincial incentives, there is now more reason to consider going green. These initiatives are part of Canada’s strategy to reduce transportation-related emissions by getting more electric and hybrid cars on the road. With upwards of $10,000 available to you in government rebates, combined with Capital Park Residences’ EV-friendly parking, making the switch to an electric vehicle has never been easier.

EV charging Capital Park Residences Courtyard

With 15 homes already sold this spring, and construction advancing, now is the time to secure a sophisticated residence in this inviting new community. Visit the Presentation Centre today to tour the fully furnished Display Suite and learn about our wide selection of floorplans.

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A total of 696 properties sold in the Victoria Real Estate Board region this April, 10 per cent fewer than the 774 properties sold in April 2018 but an 8.8 per cent increase from March 2019. Sales of condominiums were down 9.8 per cent from April 2018 with 203 units sold but were up from March 2019 by 3.6 per cent. Sales of single family homes were down 12 per cent from April 2018 with 369 sold.
 
"Spring has been a non-traditional real estate market thus far," says Victoria Real Estate Board President Cheryl Woolley. "Consumer purchasing power continues to be negatively impacted by the B20 mortgage stress test, causing many buyers to step back while they save more money for a down payment."
 
There were 2,751 active listings for sale on the Victoria Real Estate Board Multiple Listing Service® at the end of April 2019, an increase of 13 per cent compared to the month of March and a 37.4 per cent increase from the 2,002 active listings for sale at the end of April 2018.  
 
The Multiple Listing Service® Home Price Index benchmark value for a single family home in the Victoria Core in April 2018 was $874,800. The benchmark value for the same home in April 2019 decreased by 3.4 per cent to $845,100, higher than March's value of $843,600. The MLS® HPI benchmark value for a condominium in the Victoria Core area in April 2018 was $506,900, while the benchmark value for the same condominium in April 2019 increased by 1 per cent to $511,700, higher than March's value of $506,500.
 
"Prices have remained reasonably flat across the region and are expected to stay that way," adds President Woolley. "Presently, REALTORS® are busy showing homes and bringing new listings to the market, but with few new options to view, we are still seeing multiple offer situations when that right property does become available. Given the current dynamic and evolving market conditions, it's a good time to chat with your Realtor about a personal plan for buying or selling a property." 
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I have sold a property at 649 Grenville AVE in VICTORIA.
Gorgeous new built west coast contemporary home with ocean views in the quiet Rockheigts area. Home designed by Samantha Weeks Design Group. Close to shopping and the Naden military base. Walk to the new liquor store or Red Barn market or head down admirals to the thrifty foods. Very close to Saxe Point Park. 78 walkscore, most errands can be accomplished on foot. Huge flat back yard. This home boasts immaculate modern finishings, gas Fireplace, laundry room, heated bathroom floors. This home is setup for a legal suite, hugely reduce your mortgage. New home warranty, immediate possession Net GST included.
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To help make homeownership more affordable for first-time home buyers, Budget 2019 introduces the First-Time Home Buyer Incentive.
  • The Incentive would allow eligible first-time home buyers who have the minimum down payment for an insured mortgage to apply to finance a portion of their home purchase through a shared equity mortgage with Canada Mortgage and Housing Corporation (CMHC).
  • It is expected that approximately 100,000 first-time home buyers would be able to benefit from the Incentive over the next three years.
  • Since no ongoing payments would be required with the Incentive, Canadian families would have lower monthly mortgage payments. For example, if a borrower purchases a new $400,000 home with a 5 per cent down payment and a 10 per cent CMHC shared equity mortgage ($40,000), the borrower's total mortgage size would be reduced from $380,000 to $340,000, reducing the borrower's monthly mortgage costs by as much as $228 per month. Terms and conditions for the First-Time Home Buyer Incentive would be released by CMHC.
  • CMHC would offer qualified first-time home buyers a 10 per cent shared equity mortgage for a newly constructed home or a 5 per cent shared equity mortgage for an existing home. This larger shared equity mortgage for newly constructed homes could help encourage the home construction needed to address some of the housing supply shortages in Canada, particularly in our largest cities.
  • The First-Time Home Buyer Incentive would include eligibility criteria to ensure that the program helps those with legitimate needs while ensuring that participants are able to afford the homes they purchase. The Incentive would be available to first-time home buyers with household incomes under $120,000 per year. At the same time, participants' insured mortgage and the Incentive amount cannot be greater than four times the participants' annual household incomes.
Budget 2019 also proposes to increase the Home Buyers' Plan withdrawal limit from $25,000 to $35,000, providing first-time home buyers with greater access to their Registered Retirement Savings Plan savings to buy a home.
 
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The budget also includes a focus on strengthening rules and compliance and INCREASING supply through partnerships and targeted investments. 
 


First Time Home Buyer Victoria
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I have sold a property at 972 Jenkins AVE in VICTORIA.
Great Glen Lake Location in a newly developing area of Langford with lots of great family amenities all within a short walk. Solid 1960's home with 3 bedrooms up and a 1 bedroom in-law accomodation down. The lot is large enough to duplex, but sewer must be extended down Jenkins from neighbouring property. Contact Langford for confirmation if important. House needs some cosmetic updates and maintenance, as some jobs were not completed. The large 11,250 sq/ft lot (.26 acre) is level and mostly fenced. Short walk to the new Belmont development, Westshore Mall, Quality foods, Movie Theatre, Restaurants, Skating, Swimming, and much more. Close to main bus routes.
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Located by the Selkirk Waterway and located within the Victoria Inner Harbour. This popular project is selling out fast. The Railyards consists of 1 and 2 bedroom homes with high end finishings, within walking distance of Victoria's inner harbour. These homes are located Downtown Victoria and they will impress you. This project is currently pre-selling. The two bedroom townhouses are approximately 1200 sqft and have a modern look and feel to them. If you are interested in getting more information on this project. Please do not hesitate to contact me. LINK


The Developer of this project is LeFreve & Company and this is a trusted developer and the project is located in a very central and fantastic location of Victoria BC. Let's go and see this project.


Excited to Share this Project with YOU!

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